Kikowaena Huahana

Huahana Huahana

ʻAʻole i kaupalena ʻia ka moeʻuhane o ka hale kūʻai hale. Ma AAA LENDINGS, loaʻa iā mākou nā papahana kūikawā e mālama i nā mea hōʻaiʻē kuʻuna ʻole. Inā hoʻohana ʻoe iā ʻoe iho, loaʻa ka loaʻa kālā fluctuating, a i ʻole ke alo i nā kūlana kālā kūʻokoʻa, hiki i kā mākou koho hōʻaiʻē ke hopu i kou hoihoi. Hoʻopili mākou i ka ʻokoʻa i ka poʻe hōʻaiʻē a ʻimi ikaika i nā hāʻina hōʻaiʻē hou, e hōʻoiaʻiʻo ana e hoʻomau kāu huakaʻi i ka ʻona home, me ka ʻole o kāu kūlana kālā.Mea Paahana Moraki,ʻO Massachusetts ka mea kūʻai moraki a i ʻole ka mea hāʻawi,E helu i ka ukupanee moraki, Hoʻomaopopo mākou he waiwai nui ka ʻona home, a makemake ʻoe e hōʻoiaʻiʻo e hana ana ʻoe i ka koho kūpono. ʻO ia ke kumu e hāʻawi ai mākou i nā lawelawe pre-approval e hopu i kou hoihoi. He wikiwiki a maʻalahi kā mākou kaʻina hana mua, hāʻawi iā ʻoe i kahi kiʻi maopopo o kāu hiki ke hōʻaiʻē. Me kēia ʻike i ka lima, hiki iā ʻoe ke ʻimi me ka hilinaʻi i ka mākeke waiwai, me ka ʻike he mea kūʻai koʻikoʻi ʻoe a mākaukau.
– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:

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Nānā nui

ʻO ka huahana maʻalahi loa i nā ʻano papahana Non-QM.
ʻAʻohe loaʻa/ ʻaʻohe hana/ ʻaʻohe hoʻihoʻi ʻauhau, ʻaʻole hoʻohālikelike i ka ratio DTI e like me nā hōʻaiʻē maʻamau. Inā he waiwai hoʻopukapuka ka waiwai kumu.

Nā kikoʻī

1) A hiki i $2M ka huina hōʻaiʻē;
2) A hiki i ka 80% Max LTV;
3) 660 a ʻoi aku paha nā helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.

Polokalamu DSCR

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.

Pehea e helu ai i ka DSCR?

No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:

kikoʻī

Hāʻawi mākou ʻo AAA Lendings i kēia manawa "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke hoʻohaʻahaʻa i ka ratio i "0".

DSCR

He aha ka DSCR?

ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?

Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui ma luna, ʻo ia ka papahana DSCR, ʻo ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale. A laila, e hele kāua i ka papahana DSCR.

He aha nā pōmaikaʻi o ka polokalamu DSCR?

ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē e nānā ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o nā malihini, no ka mea ʻaʻole pili kēia huahana hōʻaiʻē i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me ka 0. ʻOiai inā haʻahaʻa ka hoʻolimalima o ka hale, hiki iā mākou ke hana! He koho maikaʻi kēia no nā malihini me ka loaʻa kālā haʻahaʻa a ʻoi aku paha nā aie.

Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa kāu ʻano hōʻaiʻē.

He maʻalahi kā mākou mau alakaʻi a inā kūpono kāu hōʻaiʻē e kōkua mākou iā ʻoe e pani koke. Loaʻa iā mākou ka kamaʻilio maʻalahi a me ka loaʻa wikiwiki ʻana no nā hōʻaiʻē Non-QM, e kelepona mai iā mākou inā he pono kāu.

Loaʻa iā ʻoe ke kālā hou aʻe! ʻO kā mākou hoʻouna maʻamau e pani ma lalo o 3 mau pule a pani mākou me ka pilikia ʻole. E noʻonoʻo pehea e hoʻonui ai kāu mau mea kuhikuhi.


Nā kiʻi kikoʻī huahana:

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings nā kiʻi kiko’ī


Alakaʻi Huahana Pili:

Haʻaheo ʻo AAA LENDINGS i ko mākou komo ʻana i ke kaiāulu a me ke kuleana pilikanaka. Ke manaʻoʻiʻo nei mākou ʻo ka lilo ʻana i mea hōʻaiʻē kuleana ʻo ia ka hāʻawi ʻana i nā kaiāulu a mākou e lawelawe nei. Hoʻokomo ikaika kā mākou hui i nā hana aloha, kākoʻo i nā kumu kūloko, a me ka hoʻolaha ʻana i ka ʻike kālā. ʻAʻole mākou i ka ʻoihana hoʻolako kālā; ua hoʻolilo mākou i ka hopena maikaʻi i ke ola o kā mākou mea kūʻai aku a me nā kaiāulu a lākou i kapa ai he home. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lendings , E hoʻolako ka huahana i nā wahi āpau o ka honua, e like me: Zambia, Sepania, Cairo, Ma hope o nā makahiki o ka hoʻomohala ʻana, ua hoʻokumu mākou i ka mana ikaika i ka hoʻomohala ʻana i nā huahana hou a me nā ʻōnaehana hoʻomalu maikaʻi e hōʻoia i ka maikaʻi a me ka lawelawe. Me ke kākoʻo o nā mea kūʻai aku lōʻihi lōʻihi, hoʻokipa ʻia kā mākou huahana ma ka honua holoʻokoʻa.
  • Ua hana ka luna waihona kālā i kahi hoʻolauna kikoʻī e pili ana i ka huahana, i loaʻa iā mākou ka ʻike piha o ka huahana, a ma hope ua hoʻoholo mākou e hui pū.
    5 HokuNa Heather mai Accra - 2018.09.21 11:01
    Hāʻawi kēia mea hoʻolako i nā huahana kiʻekiʻe akā haʻahaʻa haʻahaʻa, he mea hana maikaʻi loa ia a he hoa ʻoihana.
    5 HokuNa Elsie mai Manchester - 2017.03.28 12:22