Wholesale - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings mea hāʻawi kālā a me nā mea hoʻopukapuka

Huahana Huahana

He mea nui kou manawa, a mahalo mākou i kēlā. Ma AAA LENDINGS, paʻa mākou i ka hoʻoponopono ʻana i ke kaʻina moraki e mālama ai i kou manawa a me ka hoʻoikaika. ʻO kā mākou palapala noi pūnaewele he mea hoʻohana a hoʻolālā ʻia me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke hoʻopau i ka noi ma kāu wikiwiki, mai ka ʻoluʻolu o kou home a i ʻole ke keʻena. Ua ʻike mākou he paʻahana kou ola, a ke manaʻo nei mākou e hana i ke kaʻina moraki e hoʻopili, kūpono, a mālama manawa.Moraki Lahui Haole,Waiwai Paa,ʻOi loa ka mea hoʻolimalima moraki, Ma AAA LENDINGS, kū mākou i waho o ka lehulehu o nā mea hōʻaiʻē moraki ma ka hana mua ʻana i ka maʻalahi a me ka hoʻololi ʻana i kā mākou ala. Hoʻomaopopo mākou he kūʻokoʻa ke kūlana kālā o kēlā me kēia mea ʻaiʻē, a ua mākaukau mākou e hana i nā hoʻonā kūpono e hoʻokō i kāu mau pono kikoʻī. Inā he mea kūʻai hale mua ʻoe, he mea hoʻopukapuka waiwai, a i ʻole ke ʻimi nei e hoʻihoʻi kālā, aia kā mākou hui loea e alakaʻi iā ʻoe i nā paʻakikī o ke kaʻina moraki. Ke manaʻoʻiʻo nei mākou ʻaʻole pono ka hōʻaiʻē moraki i kahi hana hoʻokahi, a ʻo ia ka mea e hoʻokaʻawale ai iā mākou.

– AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program – AAA Lendings Details:

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Nānā nui

Polokalamu DSCR (Debt Service Coverage Ratio).

ʻO kēia ka papahana maʻalahi ma waena o nā papahana Non-QM.

ʻAʻole koi ʻia ka loaʻa kālā/ kūlana hana/ hoʻihoʻi ʻauhau.

Hōʻikeʻike Polokalamu

1) A hiki i $2M ka huina kālā;
2) A hiki i ka 75% LTV;
3) 660 a ʻoi aʻe paha ka helu ʻaiʻē;
4) Hiki ke pani i nā hui;
5) ʻAʻohe palena o ka nui o nā waiwai i hoʻolimalima ʻia;
6) Loaʻa nā SFR, 2-4 Units, Condos, Townhomes, Condotels, a me Non-Warrantable Condos.

He aha ka DSCR?

ʻIke ʻoe pehea e hoʻokō ai i kahi moraki hale me ka ʻole o ka ʻike hana a me ka loaʻa kālā?
ʻAʻole ʻoe kūpono me nā hōʻaiʻē moraki maʻamau?
ʻIke ʻoe i ka polokalamu hōʻaiʻē ka huahana maʻalahi?
Makemake ʻoe e ʻike pehea e hoʻohana ai i nā palapala i hōʻemi ʻia e loaʻa ai kahi hōʻaiʻē?
He mea paʻakikī loa iā ʻoe ke loaʻa kahi hōʻaiʻē home ma kāu ʻoihana?

Hāʻawi mākou i kahi papahana hōʻaiʻē kūpono e hoʻokō i nā kumu nui i luna - papahana DSCR. ʻO ia ka huahana Non-QM kaulana loa i nā hōʻaiʻē moraki hale.

Hoʻolālā ʻia ʻo DSCR (Debt Service Coverage Ratio) no nā mea hoʻopukapuka waiwai ʻike a loaʻa i ka poʻe hōʻaiʻē ma muli o ke kahe kālā wale nō mai ka waiwai kumuhana e nānā i ke kiʻekiʻe pilikia o kahi hoʻopukapuka. I kēia lā, nānā mākou i ka hoʻomaopopo ʻana i ka wehewehe ʻana o DSCR a me ka wehe ʻana i ka mea pohihihi o ka papahana DSCR mai ka ʻike o ka hoʻopukapuka moraki hale.

Pehea e helu ai i ka DSCR?

No nā hōʻaiʻē moraki hale, pili ʻo DSCR i ka ratio o ka loaʻa kālā hoʻolimalima o ka hale hoʻolimalima i ka nui o nā lilo hale (e like me ke kumupaʻa, ukupanee, ʻauhau ʻāina, ʻinikua a me ka uku hoʻokele (inā ʻaʻole i loaʻa maoli kekahi mau lilo, e kākau ʻia ʻo ia he 0)). ʻO ka haʻahaʻa o ka ratio, ʻoi aku ka nui o ka pilikia o ka hōʻaiʻē. Hiki ke hōʻike ʻia ma kēia:

kikoʻī

Hāʻawi mākou i "ʻAʻohe ratio DSCR" no kā mākou mea kūʻai aku, ʻo ia ka mea hiki ke iho i lalo i ka "0". Ma kā mākou huahana hōʻaiʻē maʻamau, pono mākou e hoʻohālikelike i kā mākou loaʻa kālā me ka PITIA (Principle/ Interest/ Tax/ Insurance/ HOA) a me nā kuleana ʻē aʻe o ka hale i moraki e hoʻoholo ai inā hiki ke hōʻaiʻē.

DSCR

Nā pōmaikaʻi o DSCR

ʻAʻohe ratio DSCR, kahi huahana hōʻaiʻē i hōʻoia ʻole i ka loaʻa kālā, ʻaʻohe koi no ka loaʻa kālā o ka mea hōʻaiʻē no ka mea ʻaʻole pili i ka helu ʻana o DTI. A ʻo ka hapa liʻiliʻi o DSCR hiki ke haʻahaʻa e like me 0. ʻOiai inā he haʻahaʻa ka loaʻa kālā hoʻolimalima, hiki iā mākou ke hana! He koho maikaʻi kēia no ka poʻe hōʻaiʻē me ka loaʻa kālā haʻahaʻa a i ʻole nā aie ʻoi aku.

Ma waho aʻe, ua ʻae ʻia nā haole ʻē aʻe no kēia papahana, ʻoi aku hoʻi me ka visa F1. Inā he haole ʻoe, a ʻaʻole hiki iā ʻoe ke kūpono me kahi hōʻaiʻē moraki maʻamau, e kelepona mai iā mākou a loaʻa kāu ʻano hōʻaiʻē.

Nā kiʻi kikoʻī huahana:

Alakaʻi Huahana Pili:

He mea nui kou manawa, a mahalo mākou i kēlā. Ma AAA LENDINGS, paʻa mākou i ka hoʻoponopono ʻana i ke kaʻina moraki e mālama ai i kou manawa a me ka hoʻoikaika. ʻO kā mākou palapala noi pūnaewele he mea hoʻohana a hoʻolālā ʻia me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke hoʻopau i ka noi ma kāu wikiwiki, mai ka ʻoluʻolu o kou home a i ʻole ke keʻena. Ua ʻike mākou he paʻahana kou ola, a ke manaʻo nei mākou e hana i ke kaʻina moraki e hoʻopili, kūpono, a mālama manawa. - AAA Lendings Non-QM DSCR (Debt Service Coverage Ratio) Program - AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Montreal, Hanover, Costa rica, Ke koi nei i ka hoʻokele laina laina kiʻekiʻe a me ke kōkua akamai o nā mea kūʻai aku, ua hoʻolālā mākou i kā mākou hoʻoholo e hāʻawi i kā mākou poʻe kūʻai e hoʻohana i ka hoʻomaka me ka nui o ka loaʻa ʻana a ma hope o ka lawelawe ʻana. Ke hoʻomau nei i ka pilina aloha me kā mākou mea kūʻai aku, eia naʻe mākou e hana hou i kā mākou papa inoa hoʻonā i nā manawa āpau e hoʻokō i nā koi hou a pili i ka hoʻomohala hou loa o ka mākeke ma Malta. Mākaukau mākou e kū i nā hopohopo a hoʻomaikaʻi i ka hoʻomaopopo ʻana i nā mea āpau i ke kālepa honua.

- AAA Haʻawina