- AAA Lendings Non-QM 12 a i ʻole 24-Mahina Pilikino / Papahana Hoʻolaha Bank Business - AAA Lendings Detail:
Nānā nui
ʻO ka mea hōʻaiʻē hana ponoʻī me ka hōʻaiʻē maikaʻi loa nona ka loaʻa kālā i hōʻike ʻia ma kā lākou hoʻihoʻi ʻauhau ʻaʻole ia e kūpono iā lākou no ka home nani e hiki ai iā lākou ke loaʻa. Pono me 100% ma nā waihona moʻokāki pilikino a me 50% ma nā waihona moʻokāki ʻoihana (12 mau mahina ʻokoʻa).
Hōʻikeʻike Polokalamu
1) A hiki i $4M ka huina kālā;
2) A hiki i ka 80% LTV;
3) Hoʻohana ponoʻī a me 1099 mau mea hōʻaiʻē;
4) 660 a ʻoi aʻe paha ka helu ʻaiʻē;
5) ʻAʻohe koi no ka LTV ma 75% a i ʻole ka liʻiliʻi;
6) ʻAʻole 4506T / ʻAʻole K1 / ʻAʻole pono P&L;
7) ʻAʻohe MI (Inikua moraki).
No ke aha mākou e koho ai i ka Bank Statements?
ʻOiai ʻo ka hapa nui o nā ʻAmelika hiki ke maʻalahi me nā palapala piha no kahi hōʻaiʻē moraki hale maʻamau, ʻaʻole nui ka poʻe i kūpono i nā alakaʻi Fannie a me Freddie i ka wā e pili ana i nā koi hōʻaiʻē. ʻO ka mea pōmaikaʻi, ʻo nā hōʻaiʻē Non-QM a me nā palapala hōʻike kālā kālā he hopena maikaʻi loa ia no kēia mau mea hōʻaiʻē kuʻuna.
ʻO ka mea nui, loaʻa i ka poʻe uku uku hana ponoʻī ke kākau ʻana i nā lilo ʻoihana he nui ma lalo o ka IRS Tax Code. ʻO ke kākau ʻana i nā lilo ʻoihana mai kā lākou loaʻa kālā nui e pōmaikaʻi i ka poʻe i loaʻa iā lākou iho ka uku uku ma ka uku ʻana i nā ʻauhau loaʻa.
He nui nā poʻe hana ponoʻī me nā mea ʻauhau akamai e uku pinepine ʻole i ka ʻauhau ma muli o ka hoʻohana ʻana i nā code ʻauhau. Nui ka loaʻa kālā maikaʻi ʻole. ʻO ka mea pōʻino, ʻo ka nui o nā kākau ʻana he mea paʻakikī ka poʻe i loaʻa iā lākou iho no ka loaʻa ʻana o kahi moraki. E hoʻohana ka poʻe hāʻawi kālā maʻamau i ka loaʻa kālā i hoʻololi ʻia i ka helu ʻana i ka loaʻa kūpono, ʻo ia ka nūhou maikaʻi no nā mea kūʻai hale hoʻolimalima me nā hōʻaiʻē QM ʻole. Loaʻa iā mākou nā moraki Non-QM no ka poʻe ʻaiʻē hana ponoʻī me ka ʻole o ka ʻauhau ʻauhau e koi ʻia.
No wai kēia papahana?
Hoʻolālā ʻia kēia papahana no ka poʻe ʻaiʻē i hana ponoʻī a e pōmaikaʻi ana i nā ʻano hana hōʻaiʻē ʻē aʻe. Hiki ke hoʻohana ʻia nā ʻōlelo panakō ma ke ʻano he mea ʻē aʻe i ka hoʻihoʻi ʻauhau e palapala i ka loaʻa kālā o ka mea hōʻaiʻē hoʻolimalima. Ma waho aʻe, ua ʻae ʻia nā ʻōlelo panakō pilikino a/a ʻoihana paha.
Pono ka liʻiliʻi o hoʻokahi o nā mea hōʻaiʻē e hoʻolimalima iā lākou iho no ka liʻiliʻi o 2 mau makahiki (25% a ʻoi aku paha ka ʻona) e hiki ai i kēia papahana. He koi maʻamau kēia e hoʻoholo ai inā he mea hōʻaiʻē paʻa ka mea hōʻaiʻē. I kekahi manawa, hiki i ka mea ʻaiʻē ke kuleana i kahi ʻoihana, akā naʻe, helu wale mākou he poʻe ʻaiʻē hoʻolimalima iā ia iho inā ʻoi aku ma mua o 25%. Ma nā hōʻaiʻē ʻoihana, ʻike mau mākou iā K-1 a i ʻole Hōʻike G; ʻoiai no nā hōʻaiʻē Non-QM, pono mākou i kahi leka CPA e hōʻoia i ka kuleana maoli.
ʻO ka mea maʻamau, e helu ka mea hāʻawi i ka loaʻa kālā kūpono ma o ka lawe ʻana i ka waiwai awelika o nā waihona hōʻike panakō i 12 a i ʻole 24 mau mahina, a laila hoʻonui i kahi kumu hoʻolimalima maʻamau. ʻO ia ka loaʻa kālā kūpono o ka mea hōʻaiʻē no kēia papahana.
No ka mea hoʻolimalima, nui nā mea hoʻopukapuka Non-QM i loaʻa i ka ratio maʻamau e like me 50%. Loaʻa iā mākou kēia koi. Eia naʻe, inā hiki i kāu CPA ke hāʻawi i kahi leka me nā kumu kūpono, hiki iā mākou ke noʻonoʻo i kahi kumu hoʻolimalima maʻalahi. Mai ʻoi aku ma mua o nā palena liʻiliʻi~
Inā loaʻa iā ʻoe kekahi mea e pono ai, e hoʻokaʻaʻike mua iā mākou, hiki iā mākou ke hāʻawi i kahi helu kālā pre-analysis manuahi. He mea pono loa ia ia oukou a pau, o na Luna Hooko Moraki, e lawelawe maikai aku i na mea kuai.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
Hiki ke paʻakikī ka hoʻokele ʻana i ka ʻāina moraki, akā ua maʻalahi ka AAA LENDINGS i ke kaʻina hana, e hoʻoikaika a me ka pilikia ʻole. Hāʻawi mākou i kahi ʻōnaehana hōʻiliʻili palapala maʻalahi a pōkole, e ʻae iā ʻoe e hoʻouka maʻalahi i nā pepa i koi ʻia ma ka pūnaewele. Ua ʻike nui mākou he waiwai kou manawa, a ma ka hoʻomaʻamaʻa ʻana i ke kaʻina hana, mālama mākou iā ʻoe i ka hana ikaika a me ka mālama ʻana i kāu huakaʻi moraki. – AAA Lendings Non-QM 12 or 24-Month Personal / Business Bank Statements Program – AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Madras, Haiti, Suedena, E ʻoluʻolu e ʻoluʻolu e hoʻouna mai iā mākou i kāu mau kikoʻī a e pane mākou iā ʻoe asap. Loaʻa iā mākou kahi hui ʻenehana loea e lawelawe no kēlā me kēia pono kikoʻī. Hiki ke hoʻouna ʻia nā laʻana manuahi iā ʻoe iho e ʻike i nā mea ʻike hou aku. I hiki iā ʻoe ke hoʻokō i kāu mau makemake, e ʻoluʻolu e ʻoluʻolu e hoʻokaʻaʻike mai iā mākou. Hiki iā ʻoe ke hoʻouna mai iā mākou i nā leka uila a kelepona pololei iā mākou. Eia hou, mahalo mākou i nā kipa ʻana i kā mākou hale hana mai nā wahi a pau o ka honua no ka ʻike maikaʻi ʻana i kā mākou hui. nd kuai. I kā mākou kālepa me nā mea kālepa o nā ʻāina he nui, pili pinepine mākou i ke kumu o ka kaulike a me ka pono like. ʻO ko mākou manaʻolana e kūʻai aku, ma o ka hoʻoikaika pū ʻana, i ke kālepa a me ka hoaloha i ko mākou pono like. Manaʻo mākou i ka loaʻa ʻana o kāu mau nīnau.
Na Stephen mai Hongkong - 2017.04.18 16:45 He maikaʻi loa ka maikaʻi o nā huahana, ʻoi aku ka nui o nā kikoʻī, hiki ke ʻike ʻia e hana ikaika ka ʻoihana e hoʻokō i ka makemake o ka mea kūʻai aku, kahi mea hoʻolako maikaʻi.
Na Momi mai Makedonia - 2018.12.11 14:13 
