– AAA Lendings HELOC – AAA Lendings Details:
Nānā nui
Kūʻokoʻa HELOC.
ʻO ka polokalamu HELOC ka Home Equity Line Of Credit. Index + Margin. 30 Makahiki, 10 Yrs I/O Draw Period a ukali ia e 20 Makahiki Amortization.
Nā kikoʻī
1) E like me ke kāleka hōʻaiʻē palena kiʻekiʻe
2) ʻAʻohe hoʻopaʻi uku mua
3) ʻAʻohe uku makahiki
4) Pono ka home Primary & Second
5) 1 Unit & Hiki i ka 90% HCLTV
6) Ka nui o ka hōʻaiʻē $350,000
7) Min. FICO 680
8) Loaʻa pū kekahi Piggyback
*Index: Ua lana ka helu mortgage me ka mākeke.
Margin: Ma muli o nā hiʻohiʻona hōʻaiʻē, Margin Min. 1%, Paʻa.
Ka helu o ke ola ana: 18%.
Ka Papa Ola Ola: 2.5%.
He aha ke kumu o ke koho ʻana i kēia polokalamu?
ʻO nā mea a pau, he koho maikaʻi paha ka HELOC no ka poʻe ʻaiʻē i ka manawa e piʻi mau ai ka nui o nā kumukūʻai o nā huahana.
Kuhikuhi Nui
(1) Ka helu hoʻomaopopo + 2% P&I ma luna o 30 makahiki amortization ma ke ʻano he helu kūpono.
(2) Waiwai/Kālā e pani/koi:
★ Piggybacks: hahai i nā koi pili mua
★Standalones: ʻaʻole koi ʻia ka hōʻoia waiwai inā loaʻa i ka mea ʻaiʻē ke kālā i waho (inā ʻaʻole e hāʻawi i hoʻokahi mahina ʻōlelo hōʻike waiwai wai e hōʻike ana i nā kālā kūpono e pani ai)
(3) Loiloi/Waiwai
★Piggybacks: e hahai i nā alakaʻi FNMA/FHLMC (ma muli o ke ʻano manaʻo manaʻo AUS kūpono i hāʻawi ʻia) koe wale nō ʻaʻole ʻae ʻo AAA LENDINGS i nā wai hoʻolimalima. Inā ʻae ʻo AUS i ka waiver appraisal, a laila e hāʻawi mai: ①AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) i hoʻopaʻa ʻia i loko o 120 mau lā o ka lā memo a i ʻole ② kahi loiloi (hiki ke lilo i papapihi, nānā waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e ka mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★Standalones: 1) AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) a i ʻole 2) kahi loiloi (hiki ke lilo i ka papapihi, ka nānā ʻana i waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e kahi mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★No nā palena aie > $250,000, piha FNMA 1004 a i ʻole FHLMC 70 me ka nānā ʻana i loko a me waho e pono ai nā kiʻi kala.
(4) ʻAʻole hiki ke mālama ʻia ke poʻo inoa ma ka inoa o kahi hilinaʻi.
(5) Ua ʻae ʻia nā POA no nā ʻano kālepa a pau akā pono e uhi i ka hana lien 2nd inā hoʻohana ʻia.
(6) Pono ka hōʻaiʻē ma ke kūlana lua.
(7) ʻAʻohe uku makahiki
(8) ʻAʻole kūpono ka hoʻolimalima
(9) E uku ʻia ka uku ma ka lā 15 o kēlā me kēia mahina
(10) E loiloi ʻia ka uku hope 5% ma ka lā i hoʻopaʻa ʻia + 15 mau lā (koe ke koi ʻia ka mokuʻāina paʻa)
11
(12) ʻAʻohe uku mua.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
He mea nui kou manawa, a mahalo mākou i kēlā. Ma AAA LENDINGS, paʻa mākou i ka hoʻoponopono ʻana i ke kaʻina moraki e mālama ai i kou manawa a me ka hoʻoikaika. ʻO kā mākou palapala noi pūnaewele he mea hoʻohana a hoʻolālā ʻia me kou ʻoluʻolu i ka noʻonoʻo. Hiki iā ʻoe ke hoʻopau i ka noi ma kāu wikiwiki, mai ka ʻoluʻolu o kou home a i ʻole ke keʻena. Ua ʻike mākou he paʻahana kou ola, a ke manaʻo nei mākou e hana i ke kaʻina moraki e hoʻopili, kūpono, a mālama manawa. – AAA Lendings HELOC – AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Nepal, Algeria, Uzbekistan, He nui nā keʻena o kā mākou hui, a aia ma mua o 20 mau limahana i kā mākou hui. Hoʻonohonoho mākou i ka hale kūʻai kūʻai, lumi hōʻikeʻike, a me ka hale waihona huahana. I kēia manawa, hoʻopaʻa inoa mākou i kā mākou brand ponoʻī. Ua hoʻoikaika mākou i ka nānā ʻana no ka maikaʻi o ka huahana.
Na Debby mai Accra - 2017.12.19 11:10 Laki maoli ka hālāwai ʻana me kahi mea hoʻolako maikaʻi, ʻo kā mākou hui ʻoluʻolu loa kēia, manaʻo wau e hana hou mākou!
Na Anne mai Honduras - 2017.10.23 10:29 
