– AAA Lendings HELOC – AAA Lendings Details:

Nānā nui
Kūʻokoʻa HELOC.
ʻO ka polokalamu HELOC ka Home Equity Line Of Credit.
Index + Margin. 30 Makahiki, 10 Yrs I/O Draw Period a ukali ia e 20 Makahiki Amortization.
* Papa kuhikuhi: Ua lana ka helu mortgage me ka mākeke.
Margin: Ma muli o nā hiʻohiʻona hōʻaiʻē, Margin Min. 1%, Paʻa.
Ka helu o ke ola ana: 18%.
Ka Papa Ola Ola: 2.5%.
Nā kikoʻī
1) E like me ke kāleka hōʻaiʻē palena kiʻekiʻe
2) ʻAʻohe hoʻopaʻi uku mua
3) ʻAʻohe uku makahiki
4) Pono ka home Primary & Second
5) 1 Unit & Hiki i ka 90% HCLTV
6) Ka nui o ka hōʻaiʻē $350,000
7) Min. FICO 680
8) Loaʻa pū kekahi Piggyback
He aha ke kumu o ke koho ʻana i kēia polokalamu?
ʻO nā mea a pau, he koho maikaʻi paha ka HELOC no ka poʻe ʻaiʻē i ka manawa e piʻi mau ai ka nui o nā kumukūʻai o nā huahana.
Kuhikuhi Nui
(1) Ka helu hoʻomaopopo + 2% P&I ma luna o 30 makahiki amortization ma ke ʻano he helu kūpono.
(2) Waiwai/Kālā e pani/koi:
★ Piggybacks: hahai i nā koi pili mua
★Standalones: ʻaʻole koi ʻia ka hōʻoia waiwai inā loaʻa i ka mea ʻaiʻē ke kālā i waho (inā ʻaʻole e hāʻawi i hoʻokahi mahina ʻōlelo hōʻike waiwai wai e hōʻike ana i nā kālā kūpono e pani ai)
(3) Loiloi/Waiwai
★Piggybacks: e hahai i nā alakaʻi FNMA/FHLMC (ma muli o ke ʻano manaʻo manaʻo AUS kūpono i hāʻawi ʻia) koe wale nō ʻaʻole ʻae ʻo AAA LENDINGS i nā wai hoʻolimalima. Inā ʻae ʻo AUS i ka waiver appraisal, a laila e hāʻawi mai: ①AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) i hoʻopaʻa ʻia i loko o 120 mau lā o ka lā memo a i ʻole ② kahi loiloi (hiki ke lilo i papapihi, nānā waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e ka mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★Standalones: 1) AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) a i ʻole 2) kahi loiloi (hiki ke lilo i ka papapihi, ka nānā ʻana i waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e kahi mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★No nā palena aie > $250,000, piha FNMA 1004 a i ʻole FHLMC 70 me ka nānā ʻana i loko a me waho e pono ai nā kiʻi kala.
(4) ʻAʻole hiki ke mālama ʻia ke poʻo inoa ma ka inoa o kahi hilinaʻi.
(5) Ua ʻae ʻia nā POA no nā ʻano kālepa a pau akā pono e uhi i ka hana lien 2nd inā hoʻohana ʻia.
(6) Pono ka hōʻaiʻē ma ke kūlana lua.
(7) ʻAʻohe uku makahiki
(8) ʻAʻole kūpono ka hoʻolimalima
(9) E uku ʻia ka uku ma ka lā 15 o kēlā me kēia mahina
(10) E loiloi ʻia ka uku hope 5% ma ka lā i hoʻopaʻa ʻia + 15 mau lā (koe ke koi ʻia ka mokuʻāina paʻa)
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(12) ʻAʻohe uku mua.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻAʻole ʻo AAA LENDINGS he mea hāʻawi wale; ʻo mākou kāu hoa pili kālā. Lawe mākou i ka manawa e hoʻolohe ai i kāu mau pahuhopu kālā a me kou mau manaʻo, e hāʻawi ana i ke alakaʻi ma waho o ke kaʻina noi. ʻO kā mākou kūpaʻa i kou pono kālā e ʻoi aku ma mua o ka pani ʻana i ka ʻaelike, a ua hoʻolaʻa mākou i ke kōkua ʻana iā ʻoe e hoʻokō i kāu mau pahuhopu no ka wā lōʻihi, inā ʻo ia ka home, ka waiwai waiwai, a i ʻole ka hoʻohui ʻana i ka aie. - AAA Lendings HELOC - AAA Lendings , E hāʻawi aku ka huahana i nā wahi a puni o ka honua, e like me: Atlanta, Stuttgart, ʻAitiopa, ke hilinaʻi nei mākou i nā pono ponoʻī e kūkulu i kahi ʻoihana kalepa pono me kā mākou mau hoa hana. ʻO ka hopena, i kēia manawa ua loaʻa iā mākou kahi pūnaewele kūʻai honua a hiki i ka Middle East, Turkey, Malaysia a me Vietnamese.
Na Claire mai Johannesburg - 2018.06.30 17:29 Ua mahalo ʻia mākou i ka hana ʻana o Kina, ʻaʻole i hoʻokuʻu ʻia kēia manawa iā mākou e hōʻino, hana maikaʻi!
Na Lena mai Gabon - 2017.06.22 12:49 






