– AAA Lendings HELOC – AAA Lendings Details:

Nānā nui
Kūʻokoʻa HELOC.
ʻO ka polokalamu HELOC ka Home Equity Line Of Credit.
Index + Margin. 30 Makahiki, 10 Yrs I/O Draw Period a ukali ia e 20 Makahiki Amortization.
* Papa kuhikuhi: Ua lana ka helu mortgage me ka mākeke.
Margin: Ma muli o nā hiʻohiʻona hōʻaiʻē, Margin Min. 1%, Paʻa.
Ka helu o ke ola ana: 18%.
Ka Papa Ola Ola: 2.5%.
Nā kikoʻī
1) E like me ke kāleka hōʻaiʻē palena kiʻekiʻe
2) ʻAʻohe hoʻopaʻi uku mua
3) ʻAʻohe uku makahiki
4) Pono ka home Primary & Second
5) 1 Unit & Hiki i ka 90% HCLTV
6) Ka nui o ka hōʻaiʻē $350,000
7) Min. FICO 680
8) Loaʻa pū kekahi Piggyback
He aha ke kumu o ke koho ʻana i kēia polokalamu?
ʻO nā mea a pau, he koho maikaʻi paha ka HELOC no ka poʻe ʻaiʻē i ka manawa e piʻi mau ai ka nui o nā kumukūʻai o nā huahana.
Kuhikuhi Nui
(1) Ka helu hoʻomaopopo + 2% P&I ma luna o 30 makahiki amortization ma ke ʻano he helu kūpono.
(2) Waiwai/Kālā e pani/koi:
★ Piggybacks: hahai i nā koi pili mua
★Standalones: ʻaʻole koi ʻia ka hōʻoia waiwai inā loaʻa i ka mea ʻaiʻē ke kālā i waho (inā ʻaʻole e hāʻawi i hoʻokahi mahina ʻōlelo hōʻike waiwai wai e hōʻike ana i nā kālā kūpono e pani ai)
(3) Loiloi/Waiwai
★Piggybacks: e hahai i nā alakaʻi FNMA/FHLMC (ma muli o ke ʻano manaʻo manaʻo AUS kūpono i hāʻawi ʻia) koe wale nō ʻaʻole ʻae ʻo AAA LENDINGS i nā wai hoʻolimalima. Inā ʻae ʻo AUS i ka waiver appraisal, a laila e hāʻawi mai: ①AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) i hoʻopaʻa ʻia i loko o 120 mau lā o ka lā memo a i ʻole ② kahi loiloi (hiki ke lilo i papapihi, nānā waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e ka mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★Standalones: 1) AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) a i ʻole 2) kahi loiloi (hiki ke lilo i ka papapihi, ka nānā ʻana i waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e kahi mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★No nā palena aie > $250,000, piha FNMA 1004 a i ʻole FHLMC 70 me ka nānā ʻana i loko a me waho e pono ai nā kiʻi kala.
(4) ʻAʻole hiki ke mālama ʻia ke poʻo inoa ma ka inoa o kahi hilinaʻi.
(5) Ua ʻae ʻia nā POA no nā ʻano kālepa a pau akā pono e uhi i ka hana lien 2nd inā hoʻohana ʻia.
(6) Pono ka hōʻaiʻē ma ke kūlana lua.
(7) ʻAʻohe uku makahiki
(8) ʻAʻole kūpono ka hoʻolimalima
(9) E uku ʻia ka uku ma ka lā 15 o kēlā me kēia mahina
(10) E loiloi ʻia ka uku hope 5% ma ka lā i hoʻopaʻa ʻia + 15 mau lā (koe ke koi ʻia ka mokuʻāina paʻa)
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(12) ʻAʻohe uku mua.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO kā mākou kūpaʻa i ka ʻike maopopo ʻoi aku ma mua o nā pae mua o ke kaʻina moraki. Hoʻomaopopo mākou i ka ʻike maopopo ʻana i kāu mau moraki, me ka uku pānaʻi, nā uku, a me nā koina pani. ʻAʻohe mea kupanaha i ka lā pani. Hoʻolaʻa mākou i ka hāʻawi ʻana iā ʻoe i nā wehewehe pololei, jargon-free, no laila hiki iā ʻoe ke hoʻokele me ka hilinaʻi i nā ʻaoʻao kālā o kāu kūʻai ʻana i ka home a i ʻole ke kālā hou. - AAA Lendings HELOC - AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Tunisia, Kenya, Qatar, Manaʻolana mākou e hiki iā mākou ke hoʻokumu i ka pilina lōʻihi me nā mea kūʻai a pau. A lana ka manaʻo e hiki iā mākou ke hoʻomaikaʻi i ka hoʻokūkū a hoʻokō i ke kūlana win-win me nā mea kūʻai aku. Hoʻokipa maikaʻi mākou i nā mea kūʻai mai ka honua holoʻokoʻa e hoʻokaʻaʻike mai iā mākou no kekahi mea āu e makemake ai!
Na Joanne mai Argentina - 2018.07.12 12:19 He kūpaʻa a hilinaʻi ka maikaʻi o kēia mea hoʻolako, e like me nā koi o kā mākou hui e hoʻolako i nā waiwai i kūpono i kā mākou mau koi.
Na Beatrice mai Albania - 2018.06.09 12:42 






