– AAA Lendings HELOC – AAA Lendings Details:
Nānā nui
Kūʻokoʻa HELOC.
ʻO ka polokalamu HELOC ka Home Equity Line Of Credit. Index + Margin. 30 Makahiki, 10 Yrs I/O Draw Period a ukali ia e 20 Makahiki Amortization.
Nā kikoʻī
1) E like me ke kāleka hōʻaiʻē palena kiʻekiʻe
2) ʻAʻohe hoʻopaʻi uku mua
3) ʻAʻohe uku makahiki
4) Pono ka home Primary & Second
5) 1 Unit & Hiki i ka 90% HCLTV
6) Ka nui o ka hōʻaiʻē $350,000
7) Min. FICO 680
8) Loaʻa pū kekahi Piggyback
*Index: Ua lana ka helu mortgage me ka mākeke.
Margin: Ma muli o nā hiʻohiʻona hōʻaiʻē, Margin Min. 1%, Paʻa.
Ka helu o ke ola ana: 18%.
Ka Papa Ola Ola: 2.5%.
He aha ke kumu o ke koho ʻana i kēia polokalamu?
ʻO nā mea a pau, he koho maikaʻi paha ka HELOC no ka poʻe ʻaiʻē i ka manawa e piʻi mau ai ka nui o nā kumukūʻai o nā huahana.
Kuhikuhi Nui
(1) Ka helu hoʻomaopopo + 2% P&I ma luna o 30 makahiki amortization ma ke ʻano he helu kūpono.
(2) Waiwai/Kālā e pani/koi:
★ Piggybacks: hahai i nā koi pili mua
★Standalones: ʻaʻole koi ʻia ka hōʻoia waiwai inā loaʻa i ka mea ʻaiʻē ke kālā i waho (inā ʻaʻole e hāʻawi i hoʻokahi mahina ʻōlelo hōʻike waiwai wai e hōʻike ana i nā kālā kūpono e pani ai)
(3) Loiloi/Waiwai
★Piggybacks: e hahai i nā alakaʻi FNMA/FHLMC (ma muli o ke ʻano manaʻo manaʻo AUS kūpono i hāʻawi ʻia) koe wale nō ʻaʻole ʻae ʻo AAA LENDINGS i nā wai hoʻolimalima. Inā ʻae ʻo AUS i ka waiver appraisal, a laila e hāʻawi mai: ①AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) i hoʻopaʻa ʻia i loko o 120 mau lā o ka lā memo a i ʻole ② kahi loiloi (hiki ke lilo i papapihi, nānā waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e ka mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★Standalones: 1) AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) a i ʻole 2) kahi loiloi (hiki ke lilo i ka papapihi, ka nānā ʻana i waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e kahi mea loiloi palapala laikini / mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★No nā palena aie > $250,000, piha FNMA 1004 a i ʻole FHLMC 70 me ka nānā ʻana i loko a me waho e pono ai nā kiʻi kala.
(4) ʻAʻole hiki ke mālama ʻia ke poʻo inoa ma ka inoa o kahi hilinaʻi.
(5) Ua ʻae ʻia nā POA no nā ʻano kālepa a pau akā pono e uhi i ka hana lien 2nd inā hoʻohana ʻia.
(6) Pono ka hōʻaiʻē ma ke kūlana lua.
(7) ʻAʻohe uku makahiki
(8) ʻAʻole kūpono ka hoʻolimalima
(9) E uku ʻia ka uku ma ka lā 15 o kēlā me kēia mahina
(10) E loiloi ʻia ka uku hope 5% ma ka lā i hoʻopaʻa ʻia + 15 mau lā (koe ke koi ʻia ka mokuʻāina paʻa)
11
(12) ʻAʻohe uku mua.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
Ma AAA LENDINGS, manaʻoʻiʻo mākou i ka hāʻawi ʻana i kā mākou mea kūʻai waiwai. ʻO ia ke kumu e hāʻawi ai mākou i kahi papahana kūpaʻa e uku iā ʻoe no kou hilinaʻi a me ka hui mau ʻana me mākou. Hoʻolālā ʻia kā mākou papahana kūpaʻa e mālama iā ʻoe a mahalo ʻia, e hāʻawi ana i nā pono kūʻokoʻa a me nā uku no kā mākou mea kūʻai mai. ʻIke ʻia a uku ʻia kāu hoʻokō ʻana i ka AAA LENDINGS, a ke hoʻoikaika nei mākou e hoʻolilo i kou makemake mau i kā mākou lawelawe i ʻike maikaʻi. - AAA Lendings HELOC - AAA Lendings , E hoʻolako ka huahana i nā wahi a pau o ka honua, e like me: Jeddah, Auckland, Salt Lake City, E mākaukau mau kā mākou hui ʻenehana loea e lawelawe iā ʻoe no ke kūkākūkā a me ka pane. Hiki iā mākou ke hāʻawi aku iā ʻoe me nā laʻana manuahi loa e hoʻokō i kāu mau koi. E hana ʻia nā hana maikaʻi loa e hāʻawi iā ʻoe i ka lawelawe kūpono a me nā waiwai. No ka poʻe e noʻonoʻo ana i kā mākou hui a me nā mea kūʻai aku, e ʻoluʻolu e kelepona mai iā mākou ma ka hoʻouna ʻana mai i nā leka uila a i ʻole e kelepona koke iā mākou. Ma ke ala e ʻike ai i kā mākou mea kūʻai a paʻa. ʻoi aku ka nui, hiki iā ʻoe ke hele mai i kā mākou hale hana e ʻike ai. E hoʻokipa mau mākou i nā malihini mai ka honua holoʻokoʻa i kā mākou ʻoihana e kūkulu i nā pilina ʻoihana me mākou. E ʻoluʻolu e hoʻokaʻaʻike mai iā mākou no ka ʻoihana a ke manaʻoʻiʻo nei mākou e kaʻana like ana mākou i ka ʻike loea kālepa kiʻekiʻe me kā mākou mea kālepa āpau.
Na Ingrid mai Iran - 2018.11.22 12:28 Hoʻokō ka hui i ka ʻaelike paʻa, nā mea hana kaulana loa, kūpono i ka hui lōʻihi.
Na Melissa mai Norewai - 2017.11.20 15:58 
