– AAA Lendings HELOC – AAA Lendings Details:
Nānā nui
Kūʻokoʻa & Piggyback.
ʻO ka polokalamu HELOC ka Home Equity Line Of Credit.
Index + Margin. 30 Makahiki, 10 Yrs I/O Draw Period a ukali ia e 20 Makahiki Amortization.
* Papa kuhikuhi: Ua lana ka helu mortgage me ka mākeke.
Margin: Ma muli o nā hiʻohiʻona hōʻaiʻē, Margin Min. 1%, Paʻa.
Ka helu o ke ola ana: 18%.
Ka Papa Ola Ola: 2.5%.
Hōʻikeʻike Polokalamu
1) ʻAʻohe hoʻopaʻi uku mua;
2) ʻAʻohe uku makahiki;
3) Pono ka home Primary & Second;
4) 1 Unit & Hiki i ka 90% HCLTV;
5) Max. Ka huina kālā $350,000;
6) Min. FICO 680.
Kuhikuhi Nui
(1) Ka helu hoʻomaopopo + 2% P&I ma luna o 30 mau makahiki ka hoʻonui ʻia ʻana ma ke ʻano he helu kūpono.
(2) Nā waiwai/kālā e pani/koe:
★ Piggybacks: hahai i nā koi pili mua.
★Standalone: ʻaʻole koi ʻia ka hōʻoia waiwai inā loaʻa ke kālā i ka mea ʻaiʻē (inā ʻaʻole e hāʻawi i ka hōʻike waiwai wai ma kahi o hoʻokahi mahina e hōʻike ana i nā kālā kūpono e pani ai).
(3) Loiloi/Waiwai:
★ Piggybacks: e hahai i nā kuhikuhi FNMA/FHLMC.
①AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi) i hoʻopaʻa ʻia i loko o 120 mau lā mai ka lā memo.
②He loiloi (hiki ke hana i ka papapihi, ka nānā ʻana i waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e ka mea loiloi palapala laikini/mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★ Kūʻokoʻa:
1) AVM a me ka hōʻike kūlana waiwai liʻiliʻi o waho (me nā kiʻi).
2) He loiloi (hiki ke hana i ka papapihi, ka nānā ʻana i waho a/a i ʻole ka nānā ʻana i loko) i hoʻopau ʻia e kahi mea loiloi i laikini ʻia/ mokuʻāina i hoʻopaʻa ʻia i loko o hoʻokahi makahiki o ka lā memo.
★No nā palena aie > $250,000, pono ka FNMA 1004 a i ʻole FHLMC 70 me ka nānā ʻana i loko a me waho me nā kiʻi kala.
(4) ʻAʻole hiki ke mālama ʻia ke poʻo inoa ma ka inoa o kahi hilinaʻi.
(5) Ua ʻae ʻia nā POA no nā ʻano kālepa a pau akā pono e uhi i ka hana lien 2nd inā hoʻohana ʻia.
(6) Pono ka hōʻaiʻē ma ke kūlana lua.
(7) ʻAʻohe uku makahiki.
(8) ʻAʻole kūpono ka hoʻolimalima.
(9) E uku ʻia ka uku ma ka lā 15 o kēlā me kēia mahina.
(10) E loiloi ʻia ka uku hope 5% ma ka lā i uku ʻia + 15 mau lā (koe ke koi ʻia ka mokuʻāina ʻoi aku ka paʻa).
(11) Ola Loa Max. Ka helu: 18% a i ʻole ka palena o ka mokuʻāina a me ka Papa Ola Ola 2.5%.
(12) ʻAʻohe uku mua.
Nā kiʻi kikoʻī huahana:
Alakaʻi Huahana Pili:
ʻO ka hana hou kahi ʻāpana o kā mākou DNA. Ke ʻimi mau nei mākou i nā ala e hoʻonui ai i ka ʻike moraki no kā mākou mea kūʻai. Hāʻawi kā mākou kaʻina hana noi pūnaewele, mālama palapala paʻa, a me nā koho kamaʻilio kikohoʻe i kahi huakaʻi moraki pepa ʻole. Me AAA LENDINGS, hiki iā ʻoe ke manaʻo i kahi ʻike hōʻaiʻē moraki hou, maikaʻi, a paʻa e hoʻomau i ka honua wikiwiki o ka ʻenehana. ʻO kou ʻoluʻolu a me kou palekana ka mea nui iā mākou. – AAA Lendings HELOC – AAA Lendings , E hāʻawi aku ka huahana i nā wahi a pau o ka honua, e like me: Cambodia, San Diego, Turkmenistan, ʻOiai he manawa kūpono, ua kūkulu mākou i kēia manawa i kahi pilina aloha me nā mea kālepa o waho, e like me nā mea ma Virginia. Manaʻo mākou ʻoi aku ka maikaʻi o nā mea kūʻai e pili ana i ka mīkini paʻi pālule ma o ka nui o ka maikaʻi a me ke kumu kūʻai.
Na Prima mai Bogota - 2017.09.28 18:29 He hui kaulana kēia, loaʻa iā lākou kahi kiʻekiʻe o ka hoʻokele ʻoihana, nā huahana maikaʻi a me nā lawelawe, ʻo kēlā me kēia hui pū ʻia a hauʻoli!
Na Diana mai Kanada - 2017.08.18 18:38 
