Kikowaena Huahana

Nānā nui

E like me ka loaʻa kālā ʻoiaʻiʻo.

Loaʻa iā CA, CO, GA, IL, TX, VA, WA.

Hōʻikeʻike Polokalamu

7/6 ARM (5/1/5)

1) ʻAʻohe P&L Pono;
2) ʻAʻohe WVOE Pono;
3) ʻAʻole pono ka hoʻihoʻi ʻauhau;
4) No 4506-T Pono;
5) ʻAe ʻia nā kālā makana;
6) Ka huina hōʻaiʻē a hiki i $2.0M;
7) Loaʻa nā Kūʻai & R / T Refinance.

He aha ka Elite True Stated Income?

• Maopopo anei iā ʻoe pehea e hoʻohana ai i nā waiwai kūpono wale nō e hiki ai iā ʻoe ke hōʻaiʻē moraki hale?
• Ua hoʻokuʻu ʻia a hōʻole ʻia paha ʻoe e ka mea hāʻawi kālā no kahi papahana WVOE (Written Verification of Employment)?
• ʻAʻole lawa kāu waiwai ke makemake ʻoe e kūʻai i kou hale ponoʻī?
• ʻAʻole anei i makemake kou haku hana e hāʻawi i kahi palapala WVOE a i ʻole e hui pū?

Ua like ka papahana me ka polokalamu {True Stated Income}, ua hoʻolālā ʻia no ka poʻe ʻaiʻē uku a me nā mea hōʻaiʻē hoʻolimalima.

Pehea e hana ai ka Elite True Stated Income?

E like me ka inoa o ka huahana, ua kūpono kēia polokalamu me ka waiwai pū kekahi. E nānā ma lalo:

Inā koho mākou i ka Elite True Stated Income, e koi wale ʻia ka mea hōʻaiʻē e hāʻawi i kahi loaʻa waiwai ma ka palapala noi hōʻaiʻē (1003). E hoʻohana ʻia kēia loaʻa kālā no ka helu ʻana i ka hōʻaiʻē kūpono i ka ratio kālā.

ʻO wai ka mea hiki ke noi no ka Elite True Stated Income?

E like me ka mea i ʻōlelo ʻia ma luna nei, ʻo kēlā me kēia mea āu e hōʻaiʻē uku ai a i ʻole mea hoʻolimalima pilikino, hiki iā ʻoe ke noi no ka Elite True Stated Income. No ka mea ʻaiʻē uku, ʻaʻole pono nā palapala kūikawā ke noi ʻoe i kahi hōʻaiʻē hale hou me kahi mea hōʻaiʻē Non-QM. No nā mea hōʻaiʻē hoʻolimalima a i ʻole 1099 mau mea hōʻaiʻē, pono kahi leka CPA.