ʻO kahi hōʻaiʻē home equity—i ʻike ʻia hoʻi he hōʻaiʻē equity, home equity installment loan, a i ʻole moraki lua—he ʻano ia o ka mea kūʻai.Hāʻawi nā hōʻaiʻē home equity i nā mea hale e hōʻaiʻē kūʻē i ke kaulike ma ko lākou home.Hoʻokumu ʻia ka nui o ka hōʻaiʻē ma ka ʻokoʻa ma waena o ke kumukūʻai makeke o kēia manawa a me ke koena moraki o ka mea hale.Loaʻa nā hōʻaiʻē home equity i ka uku paʻa, ʻoiai ke ʻano maʻamau, nā laina kaulike o ka home (HELOCs), maʻamau he mau uku hoʻololi.
Nā mea lawe nui
● ʻO kahi hōʻaiʻē home equity, ʻike ʻia hoʻi he "home equity installment loan" a i ʻole "moraki lua," he ʻano ʻaiʻē mea kūʻai.
● Hāʻawi nā hōʻaiʻē home equity i nā mea hale e hōʻaiʻē kūʻē i ke kaulike ma ko lākou hale.
● Hoʻokumu ʻia ka nui o ka hōʻaiʻē home equity ma ka ʻokoʻa ma waena o ke kumukūʻai makeke o kēia manawa a me ke koena o ka moraki.
● Loaʻa nā hōʻaiʻē home equity ma nā ʻano ʻelua—nā hōʻaiʻē uku paʻa a me nā laina hōʻaiʻē home equity (HELOC).
● Hāʻawi nā hōʻaiʻē home equity paʻa i hoʻokahi huina kālā, ʻoiai hāʻawi nā HELOC i nā mea hōʻaiʻē i nā laina ʻaiʻē.
Ka manawa hoʻouna: Jan-21-2022