Hua'ōlelo: DTI;Laki
ʻO ka lakio ʻaiʻē i ka loaʻa kālā (DTI) kahi ana kālā pilikino e hoʻohālikelike ai i ka uku ʻaiʻē o kēlā me kēia mahina me kā lākou loaʻa kālā nui o kēlā me kēia mahina.ʻO kāu loaʻa kālā nui kāu uku ma mua o ka lawe ʻia ʻana o nā ʻauhau a me nā unuhi ʻē aʻe.ʻO ka lakio ʻaiʻē i ka loaʻa kālā ka pākēneka o kāu loaʻa kālā nui o kēlā me kēia mahina e uku ai i kāu uku ʻaiʻē mahina.
DTI=Ka huina o na uku aie o ka mahina/
Inā makemake ʻoe e noi no kahi hōʻaiʻē moraki, pono kāu DTI ma lalo o 50% a i ʻole.Eia kekahi laʻana e hōʻike ana pehea e helu ai i kāu DTI:
ʻO nā bila a me ka loaʻa kālā a John penei a hiki iā mākou ke helu i ka DTI -40%.
| Nā bila a me ka loaʻa kālā | Ka nui | Huina | DTI |
| moraki | $1500 | $2720 | 2720/6800=40% |
| Auhau Waiwai | $480 | ||
| Inikua hale | $80 | ||
| Hoolimalima kaa | $340 | ||
| Kāleka kāki | $320 | ||
| Loaʻa Loaʻa | $6800 | $6800 |
Ka manawa hoʻouna: Jan-20-2022