09/28/2023

ʻO kaʻikepili hou loa mai ka National Association of Realtors (NAR) e hōʻike ana i nā mea kūʻai hale mua i ka 28% o ka nui o nā kūʻai hale o US i ka hapa mua o kēia makahiki, mai ka 27% i ka manawa like i ka makahiki i hala.Mai ka makahiki 2021 a hiki i ka 2022, e piʻi aʻe ka makahiki waena o nā mea kūʻai hale mua mai 33 a 36. ʻO ka pilikia nui loa o ka poʻe kūʻai hale mua i ka manawa e loaʻa ai ka uku no ko lākou home mua.Ua hāʻawi lōʻihi ke aupuni Kaleponi i nā papahana kōkua uku no nā mea kūʻai hale mua.Maʻaneʻi, ua hōʻuluʻulu mākou i kahi papa inoa oKokua Uku Uku Aupuninā papahana i hāʻawi ʻia e nā kalana ma Kaleponi.Aia paha kekahi no ʻoe!E ʻike kākou i ka mea āu e pono ai!

Kokua Uku Uku He $250,000 o Santa Clara County

ʻO Empower Homebuyers ka papahana hōʻaiʻē kōkua uku hoʻohaʻahaʻa a Santa Clara County no nā mea kūʻai hale mua.Hāʻawi kēia polokalamu i ke kōkua a hiki i $ 250,000 (ʻaʻole iʻoi aku ma mua o 30% o ke kumukūʻai kūʻai)!
0% ukupanee ma ka ʻāpana kōkua a ʻaʻohe uku mahina!Pono e uku hou ʻia i ka wā o ka hōʻaiʻē, kūʻai ʻia ka waiwai, a i ʻole ʻoe e hoʻihoʻi hou.Pono ʻoe e uku i ke kālā kōkua a me kekahi o ka hoʻonui ʻana i ka waiwai o kou home.
Kaʻana i ka mahalo: Ke kūʻai aku ʻoe i kou home, pono ʻoe e kaʻana like i kahi hapa o ka mahalo me Santa Clara County.Aia kahi pāpale i loko o nā makahiki he ʻumi mua o ka wā hōʻaiʻē a ʻaʻohe pāpale ma hope o ʻumi makahiki.ʻO ka hoʻokaʻawale ʻana o ka mahalo e pili ana i ka ratio o ka nui o ke kōkua i ke kumukūʻai kūʻai o ka home.
* Ke manaʻo nei e kūʻai ka mea hōʻaiʻē i hale no $600,000 a hoʻohana i 20% ($120,000) kōkua uku, inā kūʻai ka hale no $800,000, e ʻaiʻē ka mea hōʻaiʻē i $120,000 (ka nui o ka hōʻaiʻē kumu) a me $40,000 (ʻo ia hoʻi, 20% o ka $20 mahalo. , Huina $160,000.

ʻO ka uku haʻahaʻa haʻahaʻa no nā mea hōʻaiʻē he 3%
ʻAʻohe palena kumukūʻai kiʻekiʻe
ʻAʻole ʻoi aku ka nui o ka loaʻa kālā o ka home makahiki ma mua o 120% o ka loaʻa kālā waena o Santa Clara County.

Los Angeles $85,000 Kokua uku

Hoʻomaka ka Los Angeles County Development Authority (LACDA) i ka polokalamu HOME OWNERSHIP PROGRAM, e hāʻawi ana i ke kōkua hoʻohaʻahaʻa a hiki i $ 85,000 a i ʻole 20% o ke kumu kūʻai home (ʻo ia ka mea haʻahaʻa), 0% uku, a ʻaʻohe uku mahina!
Pono ʻoe e uku i ka ʻāpana kōkua i ke kūʻai ʻia ʻana o ka home a i ʻole i ka wā e loli ai ke kuleana o ka waiwai.Inā kūʻai ʻia ka hale i loko o 5 mau makahiki, pono e hoʻihoʻi ʻia ka 20% o ka piʻi ʻana o ka waiwai o ka hale i LACDA;inā kūʻai ʻia ka hale ma hope o 5 mau makahiki, ʻo ke kālā kōkua wale nō e uku ʻia.
Pono nā mea noi e hoʻokaʻawale i ka liʻiliʻi o 1% (me ka ʻole o nā uku) a me ka uku haʻahaʻa o $150,000.
ʻO ke kumu kūʻai nui loa o ka hale he $700,000.
ʻAʻole pono ka nui o ka loaʻa kālā ma mua o 80% o ka loaʻa kālā waena o Los Angeles.

San Diego 17% Kokua uku

Hāʻawi ka papahana kōkua o ke Kalana ʻo San Diego i ke kōkua hoʻohaʻahaʻa a hiki i ka 17 pakeneka o ka waiwai i koho ʻia a i ʻole ke kumu kūʻai kūʻai o ka home, ʻo ia ka mea haʻahaʻa.

ʻO ka uku paneʻe ma ka ʻāpana kōkua he 3% a ʻo ka manawa he 30 mau makahiki.ʻAʻole koi ʻia nā uku no 30 mau makahiki.Pono e uku hou ʻia ke kūʻai ʻia, hoʻoili ʻia, hoʻolimalima ʻia a i ʻole ka hōʻaiʻē.
ʻO ka uku haʻahaʻa o ka mea hōʻaiʻē, me ka ʻole o ka mea kōkua, he 3%;ʻaʻole hiki ke ʻoi aku ka nui o ka uku ma mua o 25% o ke kumukūʻai home.
ʻAʻole pono ka nui o ka loaʻa kālā ma mua o 120% o ka loaʻa kālā waena o San Diego:

ʻŌlelo: Ua hoʻoponopono ʻia kēia ʻatikala e AAA LENDINGS;Ua lawe ʻia kekahi o nā kiʻi mai ka Pūnaewele, ʻaʻole i hōʻike ʻia ke kūlana o ka pūnaewele a ʻaʻole hiki ke paʻi hou ʻia me ka ʻole o ka ʻae ʻia.Aia nā pilikia ma ka mākeke a pono e makaʻala ke kālā.ʻAʻole kēia ʻatikala i ka ʻōlelo aʻoaʻo pilikino pilikino, ʻaʻole hoʻi e noʻonoʻo i nā pahuhopu waiwai kikoʻī, kūlana kālā a i ʻole pono o nā mea hoʻohana pākahi.Pono nā mea hoʻohana e noʻonoʻo inā kūpono nā manaʻo, nā manaʻo a i ʻole nā ​​manaʻo i loko o kēia i ko lākou kūlana.E hoʻolilo e like me kou pilikia.