Hiki i kahi ʻāina ʻē ke loaʻa kahi home ma Kaleponi?ʻO ke alakaʻi hope loa no nā mea kūʻai aku o nā ʻāina ʻē
Hiki i ka lāhui ʻē ke loaʻa kahi home liʻiliʻi no lākou?Hiki i nā poʻe noho ʻole ʻAmelika ke kūʻai aku i nā hale ma ʻAmelika me ka ʻole o kahi kāleka hōʻike?Inā ʻo ia kou hopohopo, ʻaʻole pono ʻoe e poina i kēia alakaʻi hope loa!E kōkua ia iā ʻoe e hoʻomaopopo i ka hoʻomākaukau a me nā kaʻina hana e pono ai nā lāhui ʻē e kūʻai i hale ma Kaleponi.
Hiki i nā lāhui ʻē ke kūʻai aku i nā hale ma US me ka ʻole o ka ʻike US?
ʻAe!Aneane ʻaʻohe palena o nā lāhui ʻē i ka wā e hoʻokomo ai a kūʻai paha i ka waiwai ma ʻAmelika Hui Pū ʻIa.Eia naʻe, manaʻo hewa ka hapa nui o nā mea kūʻai aku ma waho ʻaʻole hiki i nā kamaʻāina ʻAmelika ke noi no nā moraki.ʻO ka mea maʻamau, hiki i nā kamaʻāina ʻAmelika a i ʻole kamaʻāina, ka poʻe i komo me nā visa B1/B2, a i ʻole ka poʻe me ka ʻole o nā visa komo mai waho mai o ʻAmelika hiki ke noi no nā hōʻaiʻē ʻāina ʻē.No laila, i ka wā e loaʻa ai nā moraki i loko o kāu kālā, pono nā mea kūʻai mai nā ʻāina ʻē e noʻonoʻo e lawe i kahi hōʻaiʻē e kūʻai i home.
No ke kūʻai ʻana i hale me kahi hōʻaiʻē, pono anei iaʻu ma US?
Hiki iā mākou ma AAA Lendings ke ʻae i nā pūlima ma nā ʻelele.
Ehia ka uku mua no ka papahana ʻāina ʻē?He aha ka uku moraki?
ʻO kā mākou huahana P&L i hoʻomākaukau pono ʻia ma AAA Lendings e ʻae i nā noi hōʻaiʻē mai nā lāhui ʻē, a hiki i nā mea hōʻaiʻē ke noi me ka liʻiliʻi o 30% uku.ʻO kaʻoiaʻiʻo, hiki i ka uku nui a me ka hōʻaiʻē liʻiliʻi ke hoʻopaʻa i kahi kumukūʻai ʻoi aku ka maikaʻi.
No laila, he aha ka aP&L i hoomakaukau ia iho?
A Self Prepared Profit and Loss (P&L), i ʻike ʻia he “hōʻike kālā loaʻa,” he hōʻuluʻulu o ka loaʻa a me nā lilo o ke kanaka no kekahi manawa.Ma AAA Lendings, ʻae mākou i nā mea kūʻai aku e hoʻohana i kā lākou Self Prepared P&L ma kahi o nā palapala kālā e loaʻa ai kahi hōʻaiʻē home.
He aha nā hoʻomākaukau e pono ai no nā lāhui ʻē a i ʻole Self Prepared P&L i ka wā e noi ai i kahi hōʻaiʻē home?
Lawe i kā mākouP&L i hoomakaukau ia ihohuahana ma ke ʻano he laʻana:
1. Pono nā mea kūʻai aku e hāʻawi iā YTD + 2022 hoʻokahi makahiki piha P&L Statement i hoʻopau ʻia e CPA a i ʻole ka mea hōʻaiʻē.
2. He kope o ka passport, I-94, a me VISA pono (ʻaʻole ʻae ʻia nā ʻano F-1 a me F-2).
3. He kope o ka passport a i ʻole I-94W a i ʻole ka hōʻoia o ka ESTA Approval koi ʻia no nā mea hōʻaiʻē.
Ma ke ʻano he ʻāina ʻē me ka waiwai ʻole i ka US, hiki anei iaʻu ke hoʻohana i kaʻu mau waiwai i waho no ka uku hōʻaiʻē a me nā koina hoʻoholo?
Pono e hoʻoili ʻia nā waiwai ʻē i hoʻohana ʻia no ka uku hoʻohaʻahaʻa, nā kumukūʻai pani, a/a i ʻole nā waiwai i kahi moʻokāki US ma mua o ke kauoha ʻana i nā palapala hōʻaiʻē.
Ma ke ʻano he lāhui ʻē, pono anei iaʻu e hāʻawi i nā moʻolelo hōʻaiʻē a i ʻole kekahi palapala hōʻaiʻē?
ʻAe, pono nā mea kūʻai e hāʻawi i nā moʻolelo kālepa kāleka hōʻaiʻē, nā ʻōlelo moʻokāki panakō mai nā mahina ʻekolu i hala, a i ʻole nā moʻolelo kelepona.Hiki ke ʻike ʻia nā uku lōʻihi no ka uila, ka wai, a me ka pūnaewele ma ke ʻano he moʻolelo kālepa no ka wā lōʻihi.
He aha ke kaʻina hana no ka lāhui ʻē e kūʻai i hale ma US?
1. E hoʻokaʻaʻike aku i ka mea hāʻawi aku e kiʻi i ka leka i ʻae ʻia
2. E koho i ka hale kūpono a me ka mea kūʻai waiwai
3. Hana i kahi hāʻawi ma kahi hale
4. E koho i kāu luna hōʻaiʻē AAA Lendings punahele e noi no kahi hōʻaiʻē home
5. E kali no ka ʻae ʻana i ka hōʻaiʻē ʻo AAA Lendings
Ma ke ʻano he lāhui ʻē, ehia kaʻu e pono ai e uku no ka hōʻaiʻē?
ʻO kā mākou uku ma AAA Lendings he maʻalahi a maopopo, e koi wale ana i kahi uku hana a me ka uku underwriting.Ma muli o kā mākou hana ʻana i loko o ka hale a me ka underwriting, ʻoi aku ka haʻahaʻa o kā mākou kumukūʻai ma mua o nā mea hāʻawi kālā ʻē aʻe.
Inā he lāhui ʻē au me nā kūlana kūikawā, e lōʻihi anei ke kaʻina hana hōʻaiʻē?
ʻAʻole loa, e nānā koke mākou ma AAA Lendings i kāu mau palapala i hoʻouna ʻia a hoʻopau maʻamau i nā hōʻaiʻē i loko o ka awelika o ʻekolu pule.
No AAA Lendings
Hoʻokumu ʻia i ka makahiki 2007, ua lilo ʻo AAA Lendings i mea hōʻaiʻē moraki alakaʻi me nā makahiki he 15 o ka maikaʻi.Hāʻawi kā mākou pōhaku kihi i ka lawelawe like ʻole a me ka hilinaʻi, e hōʻoia ana i ka ʻoluʻolu loa o kā mākou mea kūʻai.
He mea kūikawā ma kahi ākea o nā huahana Non-QM-meʻAʻole Doc ʻAʻohe ʻaiʻē, P&L i hoomakaukau ia iho, WVOE, DSCR, Waihona Waihona, Jumbo, HELOC, Hoʻopau Hope ʻEluanā papahana—alakaʻi mākou i ka mākeke hōʻaiʻē 'Non-QM'.Hoʻomaopopo mākou i ka paʻakikī o ka loaʻa ʻana o nā hōʻaiʻē a loaʻa iā mākou kahi 'Loan Arsenal' e hoʻokō i kēia mau pilikia.ʻO kā mākou komo mua ʻana i ka mākeke Non-QM ua hāʻawi iā mākou i ka ʻike kūikawā.ʻO kā mākou mau hana paionia ʻo ia hoʻi mākou e hoʻomaopopo i kāu mau pono kālā.Me nā AAA Lendings, ʻoi aku ka maʻalahi a hiki ke loaʻa i kāu mau pahuhopu kālā.
Ua kōkua mākou ma kahi o 50,000 mau ʻohana i ka hoʻokō ʻana i kā lākou mau moemoeā kālā, me ka hāʻawi kālā ʻana ma mua o $ 20 biliona.ʻO ko mākou kūlana koʻikoʻi ma nā wahi koʻikoʻi e like me AZ, CA, DC, FL, NV, a me TX e hiki ai iā mākou ke lawelawe i ka lehulehu ākea.
Me ka ʻoi aku o 100 mau ʻelele i hoʻolaʻa ʻia a me nā hui underwriting a me nā hui loiloi hale, hōʻoia mākou i kahi kaʻina hōʻaiʻē maʻalahi a me ke kaumaha ʻole.
Ka manawa hoʻouna: Nov-16-2023