Hua'ōlelo: FHA;Loaʻa haʻahaʻa;Kuʻuna;Hoaie Moraki.
5 Nā mea e hoʻoholo ai inā e ʻae ʻia ʻoe no kahi moraki
1. Kou helu aie
Hoʻoholo ʻia kāu helu ʻaiʻē ma muli o kāu mōʻaukala uku i hala a me kou ʻano hōʻaiʻē.Ke noi nei ʻoe i moraki, ʻo ka nānā ʻana i kāu helu ʻaiʻē kekahi o nā mea mua e hana ai ka hapa nui o nā mea hāʻawi.
2. ʻO kāu lākiō aie i ka loaʻa kālā
ʻO kāu lakio aie-i-loaʻa (DTI) ka nui o kāu aie e pili ana i ka loaʻa kālā -- me kāu uku moraki.
3. ʻO kāu uku mua
4. ʻO kāu moʻolelo hana
ʻO ka maʻamau, makemake ka poʻe hāʻawi kālā e ʻike ua hana ʻoe no ʻelua mau makahiki a ʻoi aku ka loaʻa kālā mai ka mea hana.Inā ʻaʻohe āu mea hana, pono ʻoe e hāʻawi i ka hōʻoia o ka loaʻa kālā mai kahi kumu ʻē aʻe, e like me nā pono kīnā.
5. Ka waiwai a me ke kūlana o ka home
ʻO ka hope, makemake ka poʻe hāʻawi kālā e hōʻoia i ke kūlana maikaʻi o ka home āu e kūʻai nei a kūpono i kāu mea e uku ai.
ʻOiaʻiʻo, inā ʻike ʻoe he pilikia kēia, hiki iā ʻoe ke ʻimi i ke kōkua o nā ʻoihana loan brokers a me nā ʻoihana hōʻaiʻē ʻoihana.
Ka manawa hoʻouna: Jan-20-2022